August 2019 | Beware of Property Cyber Scammers
by Bruno Simao Attorneys on August 1, 2019 at 12:00 am
Forewarned is forearmed! Here’s another warning about cyber-scams in the property industry because the more they increase, and the cleverer they become, the more vital it becomes for you to be aware of them and to protect yourself from them. Remember that you become a prime target when you buy or sell property – the rich pickings on offer when property is involved make sure of that. So we’ll have a look at how these cyber-scams work, at how you can protect yourself...
July 2019 | Property Transfers and Trust Account Theft: A R720,000 Warning
by Bruno Simao Attorneys on July 1, 2019 at 12:00 am
Buying a property, whether to live in, work in or just as an investment, invariably involves a substantial amount of money changing hands. Whether you are the seller or the buyer, the last thing you want is for the money to be stolen by a dishonest transferring attorney. If it happens, who carries the loss? Must transfer still be passed to the buyer? Who must lodge a claim with the Legal Practitioners Fidelity Fund and hope that it pays out without delay? A recent High Court case involvin...
June 2019 | You Signed a Property Sale Agreement, Can You Still Accept a Better Offer?
by Bruno Simao Attorneys on June 1, 2019 at 12:00 am
Selling property, particularly your own home, is one of the more stressful events in life. Will you get the right buyer? The best price? What if it all goes wrong? Then an offer comes in that is acceptable, but not perfect. If for example there is a bond clause and the buyer’s bond application fails a month down the line you’ve lost all that valuable marketing time. You’ll never know whether you just missed the “perfect offer” while your buyer filled out bank fo...
May 2019 | Security Estates: Can You Fine Speedsters?
by Bruno Simao Attorneys on May 1, 2019 at 12:00 am
Buying property in security estates and other community schemes comes with a range of benefits, but it’s important to be aware of all the rules and regulations you are agreeing to - our courts will almost always hold you to them! For example, Home Owners Associations and Bodies Corporate will welcome a recent Supreme Court of Appeal decision upholding the rights of a golf estate to impose a 40km/h speed limit (and penalties for breaching it) on all homeowners, tenants and guests using ...
April 2019 | Your Dog, Cat or Cow (Even Your Bees) Could Cost You Millions
by Bruno Simao Attorneys on April 1, 2019 at 12:00 am
We all know that causing someone else loss either negligently or intentionally lays us open to being sued for damages. What is less well known – and in this case ignorance is extremely dangerous – is that animal owners can be held liable for loss or damage caused by their animals on a “no fault” or “strict liability basis”. You can be sued for millions when you are in no way at fault. On what basis can you be held liable? Are there any defences you can ...
March 2019 | Property Buyers: Beware Unlawful Occupiers!
by Bruno Simao Attorneys on March 1, 2019 at 12:00 am
If you plan to buy a house before the property market starts to recover from its present doldrums, be aware of the risks you face if anyone is currently in the property. A recent High Court decision illustrates the danger of your being unable to evict unwelcome occupiers who point-blank refuse to leave. We’ll analyse that decision, and the lessons to be learned from it, after summarising the two things that PIE (the Prevention of Illegal Eviction From and Unlawful Occupation of Land Ac...
February 2019 | Property Owners, Buyers and Agents: Check for the Title Deeds Before 25 February!
by Bruno Simao Attorneys on February 1, 2019 at 12:00 am
UPDATE: Relax, the 25 February deadline has fallen away! Since publication of this article on 1 February, the Chief Registrar of Deeds has advised that “… the Deeds Registries Regulations Board at a meeting on 19 February 2019, resolved to suspend the implementation of the amendments to regulation 68, as referred to above, until further notice.” The amendments as they affect you will now be re-drafted, and we wi...
January 2019 | Paternity Leave and Minimum Wages – How Will The New Laws Affect You?
by Bruno Simao Attorneys on January 7, 2019 at 12:00 am
Both employers and employees should be up to speed with the new labour legislation which will affect all businesses and individuals on one level or another. Firstly we discuss the new “parental leave” provisions relevant to fathers, adoptive parents and commissioning parents in surrogacy agreements. Next we look at the new National Minimum Wage and the different hourly rates applicable to various categories of employee. Finally we’ll address new provisions relating to...
December 2018 | Buying Property this Festive Season? Check the Title Deed First!
by Bruno Simao Attorneys on December 1, 2018 at 12:00 am
If cowboy Will Rogers’ practical advice “Don’t wait to buy land, buy land and wait” has you looking for a property to buy this Festive Season, don’t miss out on an invaluable source of relevant information – the title deed. What you find in the title deed of your prospective purchase could make or break your decision to buy it, and it will certainly impact on how much you want to offer. We’ll tell you what a title deed is, why it’s imp...
November 2018 | Can I have pets in a residential complex?
by Bruno Simao Attorneys on November 1, 2018 at 12:00 am
Life in a residential complex comes with many benefits – hence the increasing demand for apartments and security estates - but it also means sacrificing some of the freedom of choice you would enjoy if you were entirely on your own. For example, pet ownership is often a contentious topic in community schemes, so in the common interest it’s likely to be regulated by the scheme’s Conduct Rules. Read on for some ideas on how to establish what your legal rights are, with adv...
October 2018 | Selling Your House: Disclosing Defects
by Bruno Simao Attorneys on October 1, 2018 at 12:00 am
When you sell anything, our law requires that you deliver it to the buyer without any defects. That’s not easily achieved with property and you should always protect yourself with a voetstoots (“as is” or “without any warranty”) clause in your sale agreement. But, as a recent High Court case involving a house with roof leaks, defective pool equipment and a list of other defects shows, that won’t protect you if you acted unlawfully in failing to di...
September 2018 | Do You Need a Will?
by Bruno Simao Attorneys on September 1, 2018 at 12:00 am
We all die, and we all know that it is up to us to ensure the happiness and well-being and protection of our loved ones long after we are gone. But it’s not easy to contemplate our own mortality, nor is it easy to find the time in our busy schedules to attend to even the basics of doing so. This article is about the one basic that needs your immediate attention. That of course is to make your will. We look at exactly why a will is essential, at what happens to yo...
August 2018 | Your Body Corporate and Arrear Levies: To Sequestrate or Not To Sequestrate?
by Bruno Simao Attorneys on August 1, 2018 at 12:00 am
As a Body Corporate trustee you will understand how important it is to collect arrear levies from defaulting owners. And of course as a section owner you have a personal stake in the process. When normal debt collection processes fail, what do you do? Sometimes it makes sense to apply for the debtor’s sequestration (just the threat of that has been known to scare even the hardiest of debtors into paying up!) - but beware the ‘danger of contribution’. We discuss what that...
July 2018 | How to Escape from a Property Suretyship
by Bruno Simao Attorneys on July 1, 2018 at 12:00 am
You are a director of a company entering into a good, sensible property deal which you have researched thoroughly. So when you need finance from the bank and the bank says “sure, your company can have a R5m loan, just sign this personal suretyship here”, you sign. It’s only when everything falls apart down the line and the bank sues you personally for R5m, that you desperately start looking for ways to get out of your suretyship. We discuss a recent High Court case illustra...
June 2018 | What Happens If You Cancel Your Lease Early?
by Bruno Simao Attorneys on June 1, 2018 at 12:00 am
Whether you are a tenant or a landlord, chances are that sooner or later you are going to be asking yourself the question “What happens if the lease is cancelled early?” Of course there are no free lunches in life, and a tenant wanting to cancel before the lease has run its full course is going to have to pay at least something for the privilege. But how much that payment will be, and how much notice the tenant must give, depend on several factors…Road rage incide...
May 2018 | Facebook Defamation – The Truth is not Enough!
by Bruno Simao Attorneys on May 1, 2018 at 12:00 am
No one wants to be sued for defamation. Apart from the public embarrassment (the media loves this sort of story, particularly where there’s a Social Media angle), emotions tend to run high so you will be embroiled in litigation that is as unpleasant as it is costly and time-hungry. A recent High Court case sounds yet another warning to be careful what you post online, even if you believe that what you are saying is nothing more than the simple truth. Here’s what th...
April 2018 | How to Avoid Disputes over Jointly Owned Property
by Bruno Simao Attorneys on April 1, 2018 at 12:00 am
Pooling your resources with someone else to buy property can make a lot of sense, whether you plan to share a house, a holiday home, an office or just an excellent investment. Just remember the old Roman law maxim “co-ownership is the mother of disputes”. Plan upfront for the day that relationships sour or disagreements arise. Otherwise you risk all the hassle, cost and delay of dispute and litigation. Luckily there’s a simple solution. Read on for your pre-purchase chec...
March 2018 | Can You Still Sell As Is? CPA v The Voetstoots Clause
by Bruno Simao Attorneys on March 1, 2018 at 12:00 am
When buying or selling a house, a car, or anything else, you should be clear on whether or not things can still be sold “as is” i.e. without any warranty against defects. There has been much speculation as to whether or not the very common “voetstoots” clause has been killed off by the strong buyer protections contained in the Consumer Protection Act, and we analyse this question in regard to sales of both movable and immovable property. Let’s ...
February 2018 | Security Estates: Are Your Rules Enforceable?
by Bruno Simao Attorneys on February 1, 2018 at 12:00 am
Buying into any form of community scheme means binding yourself to comply with all the scheme’s rules and regulations. Read and understand these rules before you buy - our courts will usually hold you to them. But not all rules are legally enforceable, and there’s a strong warning for security estates in a recent High Court case where estate speed limits and restrictions on the movement of domestic employees were challenged and found wanting.Dismissal from employment is a drastic...
January 2018 | Plot-and-Plan: Great Option, Just Beware the Building Deadline
by Bruno Simao Attorneys on January 1, 2018 at 12:00 am
There are many benefits to the “buy and build” option when you decide to buy a house, but they come with some important cautions. One of them is that buyers who fail to build on their plots by deadline risk penalty levies and/or buy-back (retransfer) clauses. We discuss a recent SCA case illustrating both the risk to buyers of a buy-back clause, and the need for developers to beware of losing their claims through prescription. The Henri van Breda saga is a perfect exam...